Financial Planning

Financial planning begins with building a solid plan for the future. Your team of professionals at Insight Alliance focuses on designing the optimal plan to achieve success as you define it. Our customized financial planning process along with asset management alternatives and extensive analysis of the markets will help position you for a clear path to prosperity.

We encourage that your financial planning addresses the following key areas:
1. Asset Protection:
Life is unpredictable. Our process begins with an in-depth review of your risk exposure. Without a proper asset protection plan, a single unexpected life event could affect your probability for reaching long-term goals. Your financial planning should include a balanced approach of maximizing your protection while minimizing out-of-pocket costs. Examples of exposures to loss include: Illness, Disability, Lawsuit, Unnecessary Tax Exposure, Market Risk, Death, Legal Judgment, and Creditors.

2. Liability Reduction:
Credit Cards, Auto Loans, Student Loans, Lines of Credit, Mortgages, and Taxes are common forms of liabilities. The costs of liabilities can decelerate the growth process of reaching financial goals. With proper financial planning, your team will build an effective plan to accelerate the reduction of high cost debt while minimizing interest, fees, and other liability expenses.

3. Asset Growth:
Growth assets are investments made with the objective of achieving investment results that outperform inflationary pressures. We understand the need for growth and also understand the risk of losses. We consider your vision, your goals, your risk threshold, and your benefactors. We help you implement and monitor your plan to maintain alignment with your financial goals. Financial planning does not have to include high risks or market exposure. Our strategies include options for predictable growth with limited risk.

Cash Flow Management:
Cash flow management is the process of monitoring, analyzing, and adjusting your business or personal cash flows. It is important to perform a cash flow analysis on a regular basis and include cash flow forecasting so you can take the steps necessary to avoid cash flow problems that could arise. Cash flow management is often more important than asset management. Proper allocation of cash flow to fund your financial planning goals is a key component of reaching your financial goals. Our financial planning method relies on cash flow organization and monitoring. Whether you are a business owner or an individual, income and expense decisions can separate success from failure. Managing cash flow is fundamental to reaching your long-term goals.

We are here for you. Contact us today for more information.